Term life insurance provides coverage for a set period—10, 20, or 30 years. It’s ideal if you want the largest death benefit for the lowest premium. This policy is simple and affordable, offering protection when it’s needed most, like during your family’s key earning years or to protect a business loan.

Whole life insurance stays with you for your entire life as long as you continue to pay your premiums. It also builds cash value over time that you can access when needed. This policy is great for long-term planning, whether you’re thinking of leaving a financial legacy for your family or creating a financial safety net for your business.

Universal life insurance offers flexible premiums and adjustable benefits, so you can adapt your coverage as your life and financial needs change. It also has the potential to grow cash value, which can be used as an investment or living benefit. This makes it a strong choice for both personal and business planning, providing flexibility as your circumstances evolve.

Life insurance isn’t just for families—it’s also a critical tool for business owners. Business life insurance can help your company survive if a key employee passes away, or it can be used to fund a buy-sell agreement in case a business partner dies. Let us show you how life insurance can be a strategic advantage in protecting your business.